Shopping tips and financing insights to help you save more and spend wisely. Browse products, then choose the retailer that’s right for your needs. Read our Citi® Diamond Preferred® Card Review, Read our Blue Cash Preferred® Card from American Express Review, Read our Ink Business Unlimited® Credit Card Review, Read our Capital One Venture Rewards Credit Card Review, full list of where to find your FICO® score, 85% of those who requested a credit limit increase were granted one. You’ll still need to fill out a formal application in order to be approved, but prequalification is generally reliable in predicting approval. We reserve the right to discontinue or alter the terms of this offer at any time. Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com. If your application is denied, you should know why before applying for another card or giving up. Explore all of Chase’s credit card offers for personal use and business. Owning a credit card can help you in a variety of other ways, too: If you’re rebuilding your credit after a financial misstep or if you’re brand new to credit, getting a credit card can be the first step in achieving good or excellent credit. The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. We also have Discover student cards and a Discover business card. Having several new accounts can reflect poorly on your credit as well. Reasonable efforts are made All our credit cards earn Discover rewards on every purchase. The standard variable APR for Citi Flex Plan is 13.99% - 23.99% based on your creditworthiness. If you need assistance, please contact us. If you do not receive a credit decision the day you apply but are later approved, the new account coupon will be delivered in your card carrier. There are several ways to check your credit score. Visit the FICO® Score website for a full list of where to find your FICO® score. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can apply for a business credit card online and, in some cases, by phone, by mail or in person. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Synchrony Car Care™ Apply for Supplementary Credit Card Now! Once you understand the reason your application was denied, you can take the necessary steps to improve your credit or increase your odds of approval. The information, including card rates and fees, presented in the review is accurate as of the date of the review. For questions about this change, please contact us at 855-456-8048. Home Credit offers a consumer durable loan in India at best interest rates. Once you’ve picked your favorite credit card, it’s time to apply. Our thoughts are with those affected by natural disasters. You should also review the information you provided on the application. Now that you know your credit score, the rest of your decision depends on personal preferences. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. If you’re surprised about being denied, you should examine your credit reports thoroughly to make sure there aren’t any mistakes. 0% Intro APR on balance transfers and purchases for 15 months. Ready For You. Privacy Policy. Statement credits will be issued within 1-2 billing cycles after qualifying purchase is made. Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. Get essential reads every week with our newsletter. This can be compounded by an increase in new credit, which accounts for about 10% of your credit score. 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